What Time Does The Missouri Tigers Play Football Today Reverse Mortgages Can Help Supplement Fixed Incomes

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Reverse Mortgages Can Help Supplement Fixed Incomes

The November unemployment figures in the United States were recently released and the news was not optimistic. The unemployment rate is still at 10 percent, which is only .2 percent less than October’s 26-year high of 10.2 percent.

Unemployment has affected almost every person in the country in some way, but it can be especially harmful for those who are previously retired and trying to supplement their fixed incomes.

Reverse mortgages can be a good way to supplement a person’s income by using the equity in their home and turning it into usable assets. These loans do not require monthly payments and are available to those over 62 who use their homes as their primary residence.

Although equity is necessary to obtain a reverse mortgage, the home does not have to be owned free and clear. One of the most common uses of a reverse mortgage is to pay off your current mortgage and eliminate monthly payments.

Although this loan does not require monthly payments, property taxes, homeowner’s insurance and home repairs are still the homeowner’s responsibility. Homeowners can get their money in a lump sum, a monthly advance, a line of credit, or a combination of these.

Reverse mortgages can be of great help to those people who are forced to live on a fixed income. They can help supplement a person’s income and allow seniors to stay in their homes as long as they want without monthly mortgage payments. For more information on a reverse mortgage, contact a reputable lender today.

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